Forum
Reply

Welsh NHS
at 19:28 12 Nov 2026

Ok let's assess.

The standard UK Inheritance Tax (IHT) nil-rate band threshold is £325,000 per person.

• Nil-Rate Band (NRB): £325,000 is tax-free for every individual.
• Residence Nil-Rate Band (RNRB): An extra £175,000 applies if you leave your main home to direct descendants (such as children or grandchildren), bringing the individual total to £500,000.

I would suggest most Welsh people are under this limit.

I gave data for all 65. + Pensioners and the vast major own property outright. It was not averaged so your point does not stack up.

Whether free prescriptions save the NHS money is a debatable point. It presupposes that patients who have to pay will opt not to take medication to save money and end up hospitalised earlier. This would of course be incredibly stupid and raises issues of the " nanny state". It is the same option that smokers and drinkers take.

The vast majority of citizens would pay.

[Post edited 12 Nov 20:00]

Forum
Reply

Welsh NHS
at 19:11 12 Nov 2026

As you said you are no one's side kick.i agree with you. You just act like one.

Forum
Reply

Can we afford to be doing this
at 00:10 12 Nov 2026

I do not give a flying fig what the old guards on here think. I want Wales run by Welsh people not first generation multicultural people from London.

This old guard wave Union flags and denigrate Wales at every opportunity. I do not do self loathing or worry about people with an obsessive dislike of me..

POTY 2023 result went down like a led balloon for the Anglo leaning old guard and their lackey side kicks. Note no personal attack just a general observation. Wave those flags.

Forum
Reply

Can we afford to be doing this
at 23:59 11 Nov 2026

I will walk to Neath and get off at Landore. Bravo the Senedd this is exactly what hat I want. I do not want to drive to see the Swans and I can have a drink before ..This will be progress.

Forum
Reply

Welsh NHS
at 23:50 11 Nov 2026

Different subject. Mobilising £623m in Wales from abolishing prescription charges would create a few thousand new health care jobs I would think.

My folks next door neighbour is a lad that like a pint and failed to keep any skilled job despite training course and does a bit of gardening. He lives in his late Mums house for free and other cash from various inheritances.
.

Forum
Reply

Welsh NHS
at 23:39 11 Nov 2026

The NHS is performing poorly on n most cases because it is underfunded..

Most pensioners are rich in assets but in some cases not cash rich. Many down size and liberate cash. Many do not and hold on to very expensive property and live in austerity to save the property value for the offspring often tax free in Wales ..

Whan a person needs drugs they will find the money. Over 60 year old are the wealthiest demographic the UK. Mortgage paid money in the bank. There is no need to subsidize prescription drugs in most cases.

If an 75 year old has no cash but a big property HM Government can set up a scheme for cheap 'equity release' without excessive charges to cover costs.

This would liberate £632 m in Wales and around £12 billion or so in England. The winners of not doing this are the children of the pensioners who get a chunky inheritance tax free. The losers are the sick and dying who did not get a fully funded service because funds were diverted to buy drugs pensions can afford themselves.

Just an opinion no need for abuse.

.

[Post edited 11 Nov 23:42]

Forum
Reply

Welsh NHS
at 21:17 10 Nov 2026

I had a Turkish neighbour for a while. He told me Turkish health service was way better than the NHS.

Shoot the messenger. It's easier.

Forum
Reply

Can we afford to be doing this
at 21:12 10 Nov 2026

As a a Welsh person you can either support the place or be like Mrs Thatcher and shut the place down. I support the Senedd and the transport schemes . The South Wales Metro is a couple of years late but this is so regular in UK engineering it is to be expected.

The new station at Landore would be great for the business of Swansea city Parking is a nightmare and some firms want £10 which is enough to put bme off o going sometimes. It is getting increasingly difficult to find free parking.

When Landore is open I save time and money from Neath.

Support the Senedd. London does not cars about Wales. The London political bubble is now multicultural and Welsh is not one of them.

Forum
Reply

Russell Brand
at 18:20 10 Nov 2026

He is a lost cause. He cannot answer allegations as he was not fully conscious of his behaviour being in a haze of drugs and drink. He has no m memory of his actions.

https://www.theguardian.com/bo

In this biography he mentioned marijuana crack cocaine and smack and Viagra as a little gift from his dealers. This is an admission.

Predetermined Action completed sober leading to certain results intoxicated.

[Post edited 10 Nov 18:30]

Forum
Reply

UK/EU negotiations
at 17:34 10 Nov 2026

Immigration debate has always focussed on skilled workers . We apparently did not need unqualified workers .

This I believe was a myth. Before Brexit unskilled Europeans were coming here to earn a few bob and learn English and work in hospitality. We NEEEDED unskilled workers. Waiters cooks bottle washers barmen. Also the 40,000 Romanian and Bulgarian agricultural workers and Poles in meat factories and care home workers .

When the British citizen kicked them out the Government had no option but to offer work visa s to Africans and Asians .

We did not respect our unskilled workforce pre Brexit. We never saw them about town because they were grafting.

[Post edited 10 Nov 18:22]

Forum
Reply

David Walliams
at 17:01 10 Nov 2026

An issue for Walliams is whether or not he was under the influence of drugs or alcohol during the alleged defences .

When asked in court specific legal questions of consent he cannot say "I cannot remember". His defence will argue the accuser was in the e same state and it was a few years back. Witnesses are critical. .

Forum
Reply

Welsh NHS
at 16:24 10 Nov 2026

Around 79% of pensioner households (aged 65 and over) in England own their own home, according to one housing survey.

74% own property out right. ( No mortgage) .This will be at an average of around £300,000 much higher in the south obviously .

100 % of the get their prescription drugs off the NHS bill. Many English pensioners downsized and came to Wales using Welsh service and drugs paid for by the Senedd Rural hospitals in mid Wales are not efficient to say in Surrey.

NHS in crisis. I wonder why. Solve it a a stoke of a pen. Abolish fre prescriptions except in exceptional case. £623m saved in Wales £12 billon extra in England.

Wales is not CUBA.

[Post edited 10 Nov 21:14]

Forum
Reply

Welsh NHS
at 15:28 10 Nov 2026

11 % in England do pay prescription charges and this goes back on to the sysm. 11% uplift compared to Wales. This is a huge figure. About £70min Wales. £1.4 billion in England

From what I read everyone over 60 in England gets free prescriptions..It is madness . These are among the richest people on the planet.
Effectively many millionaires getting free drugs . It's nuts.

I stick to the topic and do not debate whether you are a dimwit or not. Some people on here might be vulnerable..

I do know one thing. You can only debate properly if I agree with you. The NHS is sacred and emotive and is actually based in international standard very cheap.

Too cheap..
.

Forum
Reply

Welsh NHS
at 15:01 10 Nov 2026

To quot Union Jack.

"Wales has an ageing population whom a lot are living on low income. Not having access to medication would create more cost for the NHS. Unless of course they died".

£623 m of Welsh NHS cash is going on "medical drugs" instead of services. Service are better in England but they pay for their drugs. When Welsh people are given the choic of medical drugs or discretionary spending the sensible will make the right call. Let people make the own decisions. I gave floated an idea of a loan to pay these fees included and paid on death for people sitting on a bricks and mortar gold mine.

Forum
Reply

Tom Brady Birmingham
at 14:34 10 Nov 2026

The Swansea City supporters Trust bought in a the bottom of league two and expressed they would never sell at mid Table the Premier league. When the board member stated they would never sell not one of the 1000 members said a dickie bird.Nor will they accept any blame.

Each percent was £10,000. The Americans were offering £1,000,000 per share. They were less than enthusiastic. When the big decision came they did nothing. Worse than that no one complained..

Brady as probably lost money and had his holding diluted and there's is now a cash call in owners. He is so evolved on the LA Raiders.

[Post edited 10 Nov 14:35]

Forum
Reply

Missing veterans badge
at 01:15 10 Nov 2026

Swansea city had no badge either. For me it is a charity and as such should be optional. If some one in the street demands money for their chosen charity one would object.

On can thank those for donation but it must remain optional. Those that do not take part should not be criticised . It they are it become de facto mandatory.

James McClean got dogs abuse. He decline the option and should not be obliged to give reasons.

Forum
Reply

Welsh NHS
at 01:05 10 Nov 2026

Its just a fact not an attack. I work and cannot e get an NHS dentist. Help the NHS and go private like me.

I pay about £250 for a filling and a polish.

People get very emotional about the NHS. It is struggling because it is underfunded by people getting drugs they can afford to pay for for free while being asset rich.

Forum
Reply

Can we afford to be doing this
at 00:53 10 Nov 2026

Charities are always good. well thought out green sustainable charities are even better.

Population growth in the World over the next decades will be driven by Africa. Some global organisation can see this and are attempting to help African s become richer and end abject poverty. You my have seen the Sub Sahara green belt project. China is well to the fore in investing in Africa.

Policies are attempting to general a new mentality o for the people and this will take decades. Rwanda has made massive strides. To date the west have had a financial strangle hold on African states loading them with impossible debt. Debt relief was and is a big issue and things seem better these days

All this is well above the pay grade of people who watch propaganda stations like GB News. Helping develop Black Africa economies is 'a waste' for them. It will not be a surprise if 100,000 African are not trying to break into the UK in 2035. Global warming and all that.

Welsh people are bitterly complaining about the 10p per head per years they have paid for the last 13 years without a referendum. An outsider who followed this subject might think we are not only a bit thick a bit short sighted and also a cold people.

[Post edited 10 Nov 1:08]

Forum
Reply

Can we afford to be doing this
at 00:37 10 Nov 2026

It is part of the Mbale project as I understand it. You have fallen for nasty right wing hatchet job. It is a good charity help the poorest of the poor to live sustainable and look after themselves in the future. All organisation need good PR stories and demonstration of a good moral grounding.

I see Welsh people slagging this off and saying "what about me?". We are becoming a pampered needy people unwilling to run our own affairs or even help people in a much worse situation with tiny charity.

I support the Senedd and what they are trying to do. To drag the feckless locals back to self sufficiency and pride will take some doing. Many want to end Wales and see it run entirely by London based culturally diverse administrators that does not include the Welsh.

UK is very poor at big Transport schemes. It is late but so far not catastrophically so. It is a complex business. The M4 relief road is likely to be far worse if UK contractors are involved.

Forum
Reply

Can we afford to be doing this
at 00:23 10 Nov 2026

Like the Poppy appeal it is a charity. Unlike the poppy appeal it is well a
managed and the money is actually spent not lost in administration and PR stunts. They have planted a lot of trees and the charity is to be terminated having achieved it goals.

Planting trees and employing local women over 13 years is only 'a waste' in your eyes because you understanding of global issues is poor.

For what? I refer you to the Senedd web page on it. Planting trees is never 'a Waste'. Almost all companies do a PR monthly booklets and the back page is usually left to some charity raising or other Its good PR.

Please log in to use all the site's facilities

ReslovenSwan1

Site Scores

Prediction League:	0
TOTAL:	0