| Fuel Prices - Perspective 09:53 - Apr 19 with 2058 views | STID2017 |
Apparently 50 years ago petrol was 78p a gallon.
Now about £7.80
A new Ford Cortina in 1971 was around £1000
Now a new Ford Focus is around £22, 000
A new house in the Swansea area would have cost around £4000
Today same house may cost around £200,000 or more
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| Fuel Prices - Perspective on 20:00 - Apr 20 with 688 views | Flashberryjack |
| Fuel Prices - Perspective on 19:23 - Apr 20 by Brynmill_Jack |
That’s a very simplistic view and totally ignores the lack of investment in aftercare . If the bed blocking Grans and Grandads had somewhere else to go to convalesce then ambulances wouldn’t be stacked outside hospitals waiting for beds. You’re a conservative voter and complicit in this. Wake up, please! |
It's not a simplistic view, it's a factual account of what happened, maybe it's you that needs to wake up. |  |
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| Fuel Prices - Perspective on 20:28 - Apr 20 with 653 views | Brynmill_Jack |
| Fuel Prices - Perspective on 20:00 - Apr 20 by Flashberryjack |
It's not a simplistic view, it's a factual account of what happened, maybe it's you that needs to wake up. |
Truly looking at the cause and not just the symptom. If you can’t see the connection with bed blocking and a shortage of ambulances it’s you who has to wake up my dear friend and brother |  |
| Each time I go to Bedd - au........................ |
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| Fuel Prices - Perspective on 20:46 - Apr 20 with 639 views | Flashberryjack |
| Fuel Prices - Perspective on 20:28 - Apr 20 by Brynmill_Jack |
Truly looking at the cause and not just the symptom. If you can’t see the connection with bed blocking and a shortage of ambulances it’s you who has to wake up my dear friend and brother |
Bed blocking ? she couldn't get a bed to block.
Anyway, it's her fault for getting old. | |
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| Fuel Prices - Perspective on 21:01 - Apr 20 with 618 views | Brynmill_Jack |
| Fuel Prices - Perspective on 20:46 - Apr 20 by Flashberryjack |
Bed blocking ? she couldn't get a bed to block.
Anyway, it's her fault for getting old. |
I’m not blaming her!!!
Try reading ! | |
| Each time I go to Bedd - au........................ |
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| Fuel Prices - Perspective on 22:45 - Apr 20 with 590 views | majorraglan |
| Fuel Prices - Perspective on 20:28 - Apr 20 by Brynmill_Jack |
Truly looking at the cause and not just the symptom. If you can’t see the connection with bed blocking and a shortage of ambulances it’s you who has to wake up my dear friend and brother |
The situation with ambulances is a national problem, it’s not limited to Wales. The military were called in to help in some areas ages ago and I believe they are now helping the Welsh Ambulance Service.
The 33% increase in population over the last 70 years is a massive issue. 40% of the NHS budget is spent on the over 65s and the average expenditure on an 85 year old male is £7k per annum. Wales has a higher proportion of older people than most areas of the UK, it is also amongst the poorest and poverty also impacts on health spending and access, so balancing the books and access to services becomes difficult.
You are right in relation to bed blocking, it is a huge problem and has only got worse since Covid. There are always lots of patients waiting to be discharged, some are lucky and will go to live with family, but a lot will either go back to their own home or to a care home. Care plans, support from private carers, social services, community nursing teams etc need to be set up and there are times funding has to be arranged - it can take ages to arrange. Throughout this time the patient will remain in hospital. A&E is the main entry point for a lot of hospital admissions and unless there are beds on wards patients have to wait on beds in A&E. If the A&E beds are full and the staff are tied up looking after their quota of patients, the ambulances cannot off load their patients and they have to wait until a space becomes available. Patients are prioritised based on clinical needs, but usually the ambulances have the neediest patients. I had reason to call at my local A&E this week and at 7am there were about 5/6 ambulances outside.
Spending on the NHS went up under the Labour government post 97, but since 2010 it’s not had anything like that level of resourcing although we are promised an increase over the next few years. We need to have some mature conversations about what we expect from the NHS and how much we’re prepared to pay. |  | | |
| Fuel Prices - Perspective on 08:34 - Apr 21 with 563 views | ItchySphincter |
| Fuel Prices - Perspective on 11:21 - Apr 19 by Dr_Winston |
Needs to be a big housebuilding programme over the next few years with strict controls over who can purchase. First time buyer properties only. Houses ideally, but flats if necessary. |
I don’t have a particularly strong opinion on this and I’m happy to have my opinion changed but I don’t understand the clamour for everyone to own their own home and for first time buyers to be subsidised. A roof over your head is obviously a right but when I left home/college I shared a flat with a mate, bought a car for 350 quid, and struggled by until eventually getting in to a position where I could make the step in to home ownership. When I say struggled, what I mean is they were great times. At one point I was working at the DVLA and working two bar jobs just to support my lavish lifestyle! 😂. Now, I don’t begrudge anyone anything but most of the twenty somethings, even thirty somethings, that I know are driving around in leased BMWs and Mercedes, taking holidays in the Caribbean and Mexico, living with mum and dad, and good luck to them - but I hear a lot of complaining about not being able to get a deposit together. I know it’s more expensive now but people these days are not prepared to make sacrifices that they would need to. We have to be honest and say hard times for the majority of people today are nothing like the hard times people experienced in the 70’s and 80’s. Even in recession the good times still roll here, people have just recalibrated. I’d rather look deeper down to the people that really need help, rather than just mollycoddling the new middle-classes. [Post edited 21 Apr 2022 9:04]
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| Fuel Prices - Perspective on 08:42 - Apr 21 with 557 views | Dr_Winston |
| Fuel Prices - Perspective on 08:34 - Apr 21 by ItchySphincter |
I don’t have a particularly strong opinion on this and I’m happy to have my opinion changed but I don’t understand the clamour for everyone to own their own home and for first time buyers to be subsidised. A roof over your head is obviously a right but when I left home/college I shared a flat with a mate, bought a car for 350 quid, and struggled by until eventually getting in to a position where I could make the step in to home ownership. When I say struggled, what I mean is they were great times. At one point I was working at the DVLA and working two bar jobs just to support my lavish lifestyle! 😂. Now, I don’t begrudge anyone anything but most of the twenty somethings, even thirty somethings, that I know are driving around in leased BMWs and Mercedes, taking holidays in the Caribbean and Mexico, living with mum and dad, and good luck to them - but I hear a lot of complaining about not being able to get a deposit together. I know it’s more expensive now but people these days are not prepared to make sacrifices that they would need to. We have to be honest and say hard times for the majority of people today are nothing like the hard times people experienced in the 70’s and 80’s. Even in recession the good times still roll here, people have just recalibrated. I’d rather look deeper down to the people that really need help, rather than just mollycoddling the new middle-classes. [Post edited 21 Apr 2022 9:04]
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I would certainly agree with you that quite a lot of people claiming that they can't afford a deposit probably could if they made a few financial adjustments. I was always skint at the end of every month but a few simple changes (cutting back on luxuries like SKY, learning to budget) and I'm easily saving £350 a month.
The appeal of owning a home is that you're basically making the same monthly payments as rent but in the end you'll own the place. That's an option becoming more and more out of reach for a lot of people and will continue to do so at the current rate of population growth. |  |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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| Fuel Prices - Perspective on 08:53 - Apr 21 with 548 views | STID2017 |
| Fuel Prices - Perspective on 08:42 - Apr 21 by Dr_Winston |
I would certainly agree with you that quite a lot of people claiming that they can't afford a deposit probably could if they made a few financial adjustments. I was always skint at the end of every month but a few simple changes (cutting back on luxuries like SKY, learning to budget) and I'm easily saving £350 a month.
The appeal of owning a home is that you're basically making the same monthly payments as rent but in the end you'll own the place. That's an option becoming more and more out of reach for a lot of people and will continue to do so at the current rate of population growth. |
I agree with the economies that can be made.
My late wife and I made also sorts of economies to make sure our bills were paid when times were hard.
Actually ended up paying off our mortgage early.
We knew a young couple who bought a house of their dreams, but insisted on spending above their means ( in spite of our attempts to advise them ) and lost the house.
Ended up in rented accommodation.
That was about 12 years ago and their situation is still the same. | |
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| Fuel Prices - Perspective on 09:03 - Apr 21 with 536 views | ItchySphincter |
| Fuel Prices - Perspective on 08:42 - Apr 21 by Dr_Winston |
I would certainly agree with you that quite a lot of people claiming that they can't afford a deposit probably could if they made a few financial adjustments. I was always skint at the end of every month but a few simple changes (cutting back on luxuries like SKY, learning to budget) and I'm easily saving £350 a month.
The appeal of owning a home is that you're basically making the same monthly payments as rent but in the end you'll own the place. That's an option becoming more and more out of reach for a lot of people and will continue to do so at the current rate of population growth. |
I agree something needs to be done but I’m it sure what? Was selling off the council houses really the right thing to do? It’s really difficult to reverse these decisions, and the effects of the self interests of the few. I was really surprised to hear in a conversation with a mate the other day that he’s got real problems - after years of doing similar work as a freelance that I do he went down a different home ownership model. He leased the flash cars and bought a nice flat in an exclusive Cardiff development, I thought he was doing great but in the last couple of years everything has changed. Covid obviously affected our business model and earnings, he’s had his first kid so the flat is too small, he can’t sell the flat because he’s tangled up in the cladding scandal, and most surprising to me and something I knew nothing about is that he had a government help to buy loan which has to be paid back in full before he can actually raise money on a new mortgage for a family home. I had no idea that that was how it worked. It a dangerous game getting involved in these schemes and in a perfect storm it pretty defining. Peoples values have changed and there needs to be a change of personal strategy. | |
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| Fuel Prices - Perspective on 09:05 - Apr 21 with 527 views | Dr_Winston |
| Fuel Prices - Perspective on 08:53 - Apr 21 by STID2017 |
I agree with the economies that can be made.
My late wife and I made also sorts of economies to make sure our bills were paid when times were hard.
Actually ended up paying off our mortgage early.
We knew a young couple who bought a house of their dreams, but insisted on spending above their means ( in spite of our attempts to advise them ) and lost the house.
Ended up in rented accommodation.
That was about 12 years ago and their situation is still the same. |
Weddings are the thing that always baffle me. People can spend upwards of twenty grand on a single event and then grumble that they can't afford a house deposit. | |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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| Fuel Prices - Perspective on 09:10 - Apr 21 with 523 views | Dr_Winston |
| Fuel Prices - Perspective on 09:03 - Apr 21 by ItchySphincter |
I agree something needs to be done but I’m it sure what? Was selling off the council houses really the right thing to do? It’s really difficult to reverse these decisions, and the effects of the self interests of the few. I was really surprised to hear in a conversation with a mate the other day that he’s got real problems - after years of doing similar work as a freelance that I do he went down a different home ownership model. He leased the flash cars and bought a nice flat in an exclusive Cardiff development, I thought he was doing great but in the last couple of years everything has changed. Covid obviously affected our business model and earnings, he’s had his first kid so the flat is too small, he can’t sell the flat because he’s tangled up in the cladding scandal, and most surprising to me and something I knew nothing about is that he had a government help to buy loan which has to be paid back in full before he can actually raise money on a new mortgage for a family home. I had no idea that that was how it worked. It a dangerous game getting involved in these schemes and in a perfect storm it pretty defining. Peoples values have changed and there needs to be a change of personal strategy. |
The council house sale doesn't affect the total supply of houses so will have little effect on price. The only real difference is that a lot of the people who were renting them now own them instead.
instead of leasing a flash car maybe your friend could have bought a cheaper one. Instead of buying a nice flat in an exclusive development he could have bought a terraced house somewhere else. | |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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| Fuel Prices - Perspective on 09:10 - Apr 21 with 523 views | ItchySphincter |
| Fuel Prices - Perspective on 09:05 - Apr 21 by Dr_Winston |
Weddings are the thing that always baffle me. People can spend upwards of twenty grand on a single event and then grumble that they can't afford a house deposit. |
That’s crazy to me too. Funerals too. When I die I’ve told my kids to stick me in the cheapest box they can find, set light to it and chuck my ashes in the sea, just make sure they’re not facing in to the wind. | |
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| Fuel Prices - Perspective on 09:11 - Apr 21 with 522 views | ItchySphincter |
| Fuel Prices - Perspective on 09:10 - Apr 21 by Dr_Winston |
The council house sale doesn't affect the total supply of houses so will have little effect on price. The only real difference is that a lot of the people who were renting them now own them instead.
instead of leasing a flash car maybe your friend could have bought a cheaper one. Instead of buying a nice flat in an exclusive development he could have bought a terraced house somewhere else. |
Exactly. | |
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| Fuel Prices - Perspective on 09:18 - Apr 21 with 511 views | Whiterockin |
| Fuel Prices - Perspective on 09:10 - Apr 21 by Dr_Winston |
The council house sale doesn't affect the total supply of houses so will have little effect on price. The only real difference is that a lot of the people who were renting them now own them instead.
instead of leasing a flash car maybe your friend could have bought a cheaper one. Instead of buying a nice flat in an exclusive development he could have bought a terraced house somewhere else. |
When I was younger we had a saying for that, all flash no cash. He looks as if he lived the life and owned nothing, it catches up with you in the end. |  | | |
| Fuel Prices - Perspective on 09:50 - Apr 21 with 496 views | STID2017 |
| Fuel Prices - Perspective on 09:05 - Apr 21 by Dr_Winston |
Weddings are the thing that always baffle me. People can spend upwards of twenty grand on a single event and then grumble that they can't afford a house deposit. |
Very true.
They got married in Florida, which again was a few thousand they could have paid off their house as they had to self fund it | |
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| Fuel Prices - Perspective on 09:53 - Apr 21 with 492 views | STID2017 |
| Fuel Prices - Perspective on 09:10 - Apr 21 by ItchySphincter |
That’s crazy to me too. Funerals too. When I die I’ve told my kids to stick me in the cheapest box they can find, set light to it and chuck my ashes in the sea, just make sure they’re not facing in to the wind. |
A good funeral director will advise you against spending more than you need.
£3000 is average cost. Ads suggesting £8000 or more are total scare mongering | |
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| Fuel Prices - Perspective on 09:56 - Apr 21 with 489 views | Dr_Winston |
| Fuel Prices - Perspective on 09:10 - Apr 21 by ItchySphincter |
That’s crazy to me too. Funerals too. When I die I’ve told my kids to stick me in the cheapest box they can find, set light to it and chuck my ashes in the sea, just make sure they’re not facing in to the wind. |
Cremate me as cheaply as possible. No service, no hearse, no coffin if you can help it. Then just bury my ashes somewhere nice along with an acorn so people will have a nice tree to visit if they feel the need. If not, at least there will be a nice tree. | |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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| Fuel Prices - Perspective on 10:01 - Apr 21 with 485 views | STID2017 |
| Fuel Prices - Perspective on 09:56 - Apr 21 by Dr_Winston |
Cremate me as cheaply as possible. No service, no hearse, no coffin if you can help it. Then just bury my ashes somewhere nice along with an acorn so people will have a nice tree to visit if they feel the need. If not, at least there will be a nice tree. |
Cardboard coffin and Transit Van's are legal. Have to pay for cremation and certificate, doctors and I guess preparation of remains ( not sure if a nurse etc can do that )
Ashes should go somewhere accessible as no good in your garden after the house is sold ? | |
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| Fuel Prices - Perspective on 10:07 - Apr 21 with 480 views | Lorax |
| Fuel Prices - Perspective on 19:23 - Apr 20 by Brynmill_Jack |
That’s a very simplistic view and totally ignores the lack of investment in aftercare . If the bed blocking Grans and Grandads had somewhere else to go to convalesce then ambulances wouldn’t be stacked outside hospitals waiting for beds. You’re a conservative voter and complicit in this. Wake up, please! |
Your view is to blame Westminster but the Welsh government is responsible for..."HEALTH AND SOCIAL CARE" in Wales.
It is the Senedd that has closed down cottage hospitals where we used to send bed blocking patients. Fairwood was closed in 2010 by the Senedd/Assembly/Welsh government. Social care in Wales is in crisis too.
Wales gets 8% more per head for health and social care than most parts of England yet we are doing even worse than those parts of England.
Render unto Caesar what is Caesar's, the Senedd gets the blame, unless you are a died in the wool Labour voter.
My local Labour candidate told me she needed a meeting with the town clerk before answering my questions, she said it would happen that afternoon. I still have no answers and I have been waiting 9 days now. When I asked the Green candidate questions she answered me within 2 hours, she went out of her way to come and knock my door too, she made the effort. She is 25 and disabled, she has a full time job too but she made the time and effort.
It's time for change, vote for someone different because all Labour and the tories do is screw things up and blame us and tell us they have to raise taxes. | | | |
| Fuel Prices - Perspective on 10:27 - Apr 21 with 467 views | A_Fans_Dad |
| Fuel Prices - Perspective on 09:10 - Apr 21 by Dr_Winston |
The council house sale doesn't affect the total supply of houses so will have little effect on price. The only real difference is that a lot of the people who were renting them now own them instead.
instead of leasing a flash car maybe your friend could have bought a cheaper one. Instead of buying a nice flat in an exclusive development he could have bought a terraced house somewhere else. |
As you say "The council house sale doesn't affect the total supply of houses " but what did have an effect was the decision that the money collected from those sales could not be invested in new housing stock.
Which meant that social housing was greatly reduced.
The effect on prices was that all that fixed social housing was put on a very bouyant market, many suburban houses around London were then sold as soon as they were allowed to be for massive gains. | | | |
| Fuel Prices - Perspective on 10:28 - Apr 21 with 468 views | controversial_jack |
| Fuel Prices - Perspective on 19:12 - Apr 20 by Brynmill_Jack |
That’s the hourly rate now! |
Wow really? That's very interesting! | | | |
| Fuel Prices - Perspective on 12:35 - Apr 21 with 440 views | Lorax |
| Fuel Prices - Perspective on 09:10 - Apr 21 by ItchySphincter |
That’s crazy to me too. Funerals too. When I die I’ve told my kids to stick me in the cheapest box they can find, set light to it and chuck my ashes in the sea, just make sure they’re not facing in to the wind. |
Same here, it's actually in our wills that we have the cheapest funeral possible, A cardboard box in a field with a tree planted on top will do for me.
The mortgages thing, I would never have raised a deposit because I was too busy having fun but there was a scheme in Llansamlet, pay £1 deposit and move in, so I did. I got lucky. Some of my friends had help from their parents but not me.
We try to educate our son about money so hopefully he'll do better. he gets quite a large sum for a 13 year old (apparently, by the averages) but we tell him, he can buy what he wants with his money and once it's gone!
Some people think they're hard done by but they have flashy cars and lots of holidays, the latest mobi and other gadgets, they want things handed to them on a plate and life just isn't like that! | | | |
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