| The Budget on 18:24 - Oct 28 with 1080 views | onehunglow |
Those who’ve worked and saved for their old age will,pay for shits that never will |  |
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| The Budget on 19:15 - Oct 28 with 1028 views | AnotherJohn |
| The Budget on 18:24 - Oct 28 by onehunglow |
Those who’ve worked and saved for their old age will,pay for shits that never will |
On the face of things not too much impact on middle income individuals/families. The worst thing is what we knew about already, the fiscal drag arising from frozen income tax thresholds. Continuing with the £20K annual deposit limit for cash ISAs will help some, but if you don't shelter your savings there is another 2% tax to pay. The £100 gift for band A to D council tax payers doesn't affect me, but I suppose I benefit from continuing VAT relief in a couple of areas. Small businesses have had a few crumbs thrown their way, but these only partially offset other negative developments. Landlords, like Contro, take a slight hit. Did I get anything wrong? [Post edited 28 Oct 19:21]
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| The Budget on 19:17 - Oct 28 with 1007 views | Whiterockin |
| The Budget on 19:15 - Oct 28 by AnotherJohn |
On the face of things not too much impact on middle income individuals/families. The worst thing is what we knew about already, the fiscal drag arising from frozen income tax thresholds. Continuing with the £20K annual deposit limit for cash ISAs will help some, but if you don't shelter your savings there is another 2% tax to pay. The £100 gift for band A to D council tax payers doesn't affect me, but I suppose I benefit from continuing VAT relief in a couple of areas. Small businesses have had a few crumbs thrown their way, but these only partially offset other negative developments. Landlords, like Contro, take a slight hit. Did I get anything wrong? [Post edited 28 Oct 19:21]
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The 24% tax landlords will have to pay will surely push rents up. |  | | |
| The Budget on 20:13 - Oct 28 with 955 views | JACKMANANDBOY |
Debt scheduled to grow, benefits growing, defence underfunded; something has to give either tax rises or budget cuts net year.....election required? |  |
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| The Budget on 20:51 - Oct 28 with 912 views | union_jack |
| The Budget on 19:17 - Oct 28 by Whiterockin |
The 24% tax landlords will have to pay will surely push rents up. |
It’s ludicrous what they’ve done here. I’m a landlord and rely on that income and investments to live. Not a good budget for me.
Clearly for some reason or another the government want private landlords off the scene. I don’t know why, it’s not as if they feel tenants get a rough deal as regulations and legislation prevent slum landlords from operating these days.
Landlords provide a good service to those who need rental property maybe because they don’t have the means to get a purchase or that they move around continuously and owning property prevents that happening.
I’m livid after today because they only just announce a 2 percentage point increase and now have doubled that increase. Eventually, my tenants are going to have to foot that bill. |  |
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| The Budget on 20:58 - Oct 28 with 898 views | Whiterockin |
| The Budget on 20:51 - Oct 28 by union_jack |
It’s ludicrous what they’ve done here. I’m a landlord and rely on that income and investments to live. Not a good budget for me.
Clearly for some reason or another the government want private landlords off the scene. I don’t know why, it’s not as if they feel tenants get a rough deal as regulations and legislation prevent slum landlords from operating these days.
Landlords provide a good service to those who need rental property maybe because they don’t have the means to get a purchase or that they move around continuously and owning property prevents that happening.
I’m livid after today because they only just announce a 2 percentage point increase and now have doubled that increase. Eventually, my tenants are going to have to foot that bill. |
As I thought, they really don't look at the bigger picture. | | | |
| The Budget on 22:18 - Oct 28 with 833 views | majorraglan |
| The Budget on 20:51 - Oct 28 by union_jack |
It’s ludicrous what they’ve done here. I’m a landlord and rely on that income and investments to live. Not a good budget for me.
Clearly for some reason or another the government want private landlords off the scene. I don’t know why, it’s not as if they feel tenants get a rough deal as regulations and legislation prevent slum landlords from operating these days.
Landlords provide a good service to those who need rental property maybe because they don’t have the means to get a purchase or that they move around continuously and owning property prevents that happening.
I’m livid after today because they only just announce a 2 percentage point increase and now have doubled that increase. Eventually, my tenants are going to have to foot that bill. |
I’m in the same boat as you. I’m an accidental landlord, I rent out a small place to a junior doctor who has been posted to the area as part of their 2 year training contract. It’s a really nice place and I haven’t raised the rent at all since they first moved in and I recently agreed that I’d keep it at the same rate for another 12 months, but after that I’m likely to have to put the rent up, or sell it. If it’s the latter, I may get hit for CGT aone it any gain won’t be much - but it’s the principle of paying the tax tbh. We have a shortage of doctors in my area so renting my place to one is a bit of a public service.
There’s no denying that there are poor landlords out there. I have found myself renting a couple of times after moving house on account of work, nearly all the rentals wifey and I viewed were awful. We eventually got decent places, but only because of contacts in work. It’s important to note there are also good landlords out there too, I consider myself to be one of them and if my tenant has an issue it gets sorted immediately.
I’m appalled with regards to the decision to pay the £100 energy payment to people in Band A to D properties, I think it should have been based on need. I know a widowed pensioner who lives alone in a Band E house, it’s their family home and they’ve lived there many years. The person receives a state pension and a couple of small private pension payments her husband took out to provide for them in their old age which total around £1k per year. It’s not a case of the elderly person failing to make provision when they were younger, the pensioner worked part time and back in the day wasn’t allowed to contribute to a pension scheme.
How is it right that a household earning £60k to £70k per year living in a Band D house get the £100 and the pensioner on £13k doesn’t - apart from the 25% discount on council tax she doesn’t get any help! Mental. [Post edited 29 Oct 21:36]
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| The Budget on 01:55 - Oct 29 with 748 views | Robbie |
I will get a hundred notes back as a token gesture , thanks for that but I am sure policies will be in place to claw that freebie back through other taxation written in the small print .
I really do applaud the tax rises on these awful pop up vap shops though , evereywhere .
Taxation on online gaming and the Companies involved , yes again from me .
The big Banks might see it as another nail in their massive gains in their profits and say I am out of the UK soon , Amazon to follow suit too .
Will Russia be happy with another £10 billion from the UK taxpayer into Ukraine .
Stock up on pasta , bog roll and bottled water , the end is fast approaching . | | | |
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| The Budget on 04:19 - Oct 29 with 721 views | Demitrius |
| The Budget on 01:55 - Oct 29 by Robbie |
I will get a hundred notes back as a token gesture , thanks for that but I am sure policies will be in place to claw that freebie back through other taxation written in the small print .
I really do applaud the tax rises on these awful pop up vap shops though , evereywhere .
Taxation on online gaming and the Companies involved , yes again from me .
The big Banks might see it as another nail in their massive gains in their profits and say I am out of the UK soon , Amazon to follow suit too .
Will Russia be happy with another £10 billion from the UK taxpayer into Ukraine .
Stock up on pasta , bog roll and bottled water , the end is fast approaching . |
I always enjoy your posts Robbie - you're the only person alive on here in the middle of the night !
My body clock is like a busted flush from years of working nights and days and also 5 day weeks.
You obviously work nights and forgive me if I'm wrong but you're like most of us on here the other side of 50 right?
Recently I've been contemplating a career change and doing nightshifts again as I don't like Joe Public in general and working while they are all snoring away in bed is a strong pull factor. I used to feel very smug going home to bed to a cuppa and some Custard Creams looking at all the miserable faces on the morning commute going the other way - I enjoyed being a maverick outsider ..
My only reservation is if I could hack it long term now at my age - 57 - but having said that here I am bright as a button at 4am !!
Any advice very much appreciated.  |  |
| “Cunnilingus and Psychiatry brought us to this …” |
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| The Budget on 06:17 - Oct 29 with 683 views | Whiterockin |
| The Budget on 22:18 - Oct 28 by majorraglan |
I’m in the same boat as you. I’m an accidental landlord, I rent out a small place to a junior doctor who has been posted to the area as part of their 2 year training contract. It’s a really nice place and I haven’t raised the rent at all since they first moved in and I recently agreed that I’d keep it at the same rate for another 12 months, but after that I’m likely to have to put the rent up, or sell it. If it’s the latter, I may get hit for CGT aone it any gain won’t be much - but it’s the principle of paying the tax tbh. We have a shortage of doctors in my area so renting my place to one is a bit of a public service.
There’s no denying that there are poor landlords out there. I have found myself renting a couple of times after moving house on account of work, nearly all the rentals wifey and I viewed were awful. We eventually got decent places, but only because of contacts in work. It’s important to note there are also good landlords out there too, I consider myself to be one of them and if my tenant has an issue it gets sorted immediately.
I’m appalled with regards to the decision to pay the £100 energy payment to people in Band A to D properties, I think it should have been based on need. I know a widowed pensioner who lives alone in a Band E house, it’s their family home and they’ve lived there many years. The person receives a state pension and a couple of small private pension payments her husband took out to provide for them in their old age which total around £1k per year. It’s not a case of the elderly person failing to make provision when they were younger, the pensioner worked part time and back in the day wasn’t allowed to contribute to a pension scheme.
How is it right that a household earning £60k to £70k per year living in a Band D house get the £100 and the pensioner on £13k doesn’t - apart from the 25% discount on council tax she doesn’t get any help! Mental. [Post edited 29 Oct 21:36]
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Currently the council tax band stays the same if you buy a small house in a low band then extend and develop it. Some locally are in the £600K plus bracket and still band D and stay there until they sell and its rebanded, yes there are plans to change this but currently its the case. Another ill thought out policy. | | | |
| The Budget on 08:42 - Oct 29 with 634 views | onehunglow |
| The Budget on 04:19 - Oct 29 by Demitrius |
I always enjoy your posts Robbie - you're the only person alive on here in the middle of the night !
My body clock is like a busted flush from years of working nights and days and also 5 day weeks.
You obviously work nights and forgive me if I'm wrong but you're like most of us on here the other side of 50 right?
Recently I've been contemplating a career change and doing nightshifts again as I don't like Joe Public in general and working while they are all snoring away in bed is a strong pull factor. I used to feel very smug going home to bed to a cuppa and some Custard Creams looking at all the miserable faces on the morning commute going the other way - I enjoyed being a maverick outsider ..
My only reservation is if I could hack it long term now at my age - 57 - but having said that here I am bright as a button at 4am !!
Any advice very much appreciated. |
57 !
Fifty seven ?
Custard Creams !
At 4 am this morning I was awake too worrying about the upcoming international break and our blocked drain
You could always move and become my Aide de Camp | |
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| The Budget on 12:18 - Oct 29 with 583 views | Wingstandwood |
What scares me is the predicted rise in the U.K's benefits bill to £431 billion. Now people will have to be taxed to pay for that along with paying for 3 Trillion national debt.
That will mean that more will leave the U.K, more will take their foot off the gas peddle, because being ambitious, industrious and hard working will have zero incentive. Thus creating a catastrophic doom loop/vicious circle.
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| The Budget on 12:50 - Oct 29 with 566 views | onehunglow |
| The Budget on 12:18 - Oct 29 by Wingstandwood |
What scares me is the predicted rise in the U.K's benefits bill to £431 billion. Now people will have to be taxed to pay for that along with paying for 3 Trillion national debt.
That will mean that more will leave the U.K, more will take their foot off the gas peddle, because being ambitious, industrious and hard working will have zero incentive. Thus creating a catastrophic doom loop/vicious circle.
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This cynical fookn Burnham truly is smashing ip any clowns that have worked s their lives to self provide
Mugs
Meanwhile ? After paying tax on wages , they know attack the income on savings by increasing it
We have royally screwed up
Those idle feckets will do very well out of Labour
Tories failed for years to protect the thrifty ; those whose offspring don’t smash A and E staff and let their spawn loosen the streets
I’m
On the fence here | |
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| The Budget on 17:12 - Oct 29 with 520 views | SullutaCreturned |
| The Budget on 22:18 - Oct 28 by majorraglan |
I’m in the same boat as you. I’m an accidental landlord, I rent out a small place to a junior doctor who has been posted to the area as part of their 2 year training contract. It’s a really nice place and I haven’t raised the rent at all since they first moved in and I recently agreed that I’d keep it at the same rate for another 12 months, but after that I’m likely to have to put the rent up, or sell it. If it’s the latter, I may get hit for CGT aone it any gain won’t be much - but it’s the principle of paying the tax tbh. We have a shortage of doctors in my area so renting my place to one is a bit of a public service.
There’s no denying that there are poor landlords out there. I have found myself renting a couple of times after moving house on account of work, nearly all the rentals wifey and I viewed were awful. We eventually got decent places, but only because of contacts in work. It’s important to note there are also good landlords out there too, I consider myself to be one of them and if my tenant has an issue it gets sorted immediately.
I’m appalled with regards to the decision to pay the £100 energy payment to people in Band A to D properties, I think it should have been based on need. I know a widowed pensioner who lives alone in a Band E house, it’s their family home and they’ve lived there many years. The person receives a state pension and a couple of small private pension payments her husband took out to provide for them in their old age which total around £1k per year. It’s not a case of the elderly person failing to make provision when they were younger, the pensioner worked part time and back in the day wasn’t allowed to contribute to a pension scheme.
How is it right that a household earning £60k to £70k per year living in a Band D house get the £100 and the pensioner on £13k doesn’t - apart from the 25% discount on council tax she doesn’t get any help! Mental. [Post edited 29 Oct 21:36]
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We are in that very position, a household income slap bang in the middle of your range but we qualify for the £100. It really is stupid giving money to peole who don't need it. | | | |
| The Budget on 19:36 - Oct 29 with 483 views | max936 |
| The Budget on 20:13 - Oct 28 by JACKMANANDBOY |
Debt scheduled to grow, benefits growing, defence underfunded; something has to give either tax rises or budget cuts net year.....election required? |
He's given Ukraine another 10 billion with more to follow, Zelensky can rely on the hardworking taxpayers to pay back the money that we are taking out in loans to give to him, that Healy says that the money is a loan, this utter clown is giving billions away whilst increasing our massive debt, those on benefits can expect more money to enjoy as well.
While that cretinous snake oil salesman Sreeting is telling us to prepare for war in a thousand days and to stock up, we need a party to get rid of these snakes and urgently before they give these asylum seekers the vote and there's no doubt that the senior sake oil salesman Burnham will do exactly that. |  | | |
| The Budget on 19:45 - Oct 29 with 479 views | max936 |
| The Budget on 20:51 - Oct 28 by union_jack |
It’s ludicrous what they’ve done here. I’m a landlord and rely on that income and investments to live. Not a good budget for me.
Clearly for some reason or another the government want private landlords off the scene. I don’t know why, it’s not as if they feel tenants get a rough deal as regulations and legislation prevent slum landlords from operating these days.
Landlords provide a good service to those who need rental property maybe because they don’t have the means to get a purchase or that they move around continuously and owning property prevents that happening.
I’m livid after today because they only just announce a 2 percentage point increase and now have doubled that increase. Eventually, my tenants are going to have to foot that bill. |
The government will have more control without the private Landlords that's why, they want these housing associations to take over. | | | |
| The Budget on 19:54 - Oct 29 with 468 views | Whiterockin |
| The Budget on 19:45 - Oct 29 by max936 |
The government will have more control without the private Landlords that's why, they want these housing associations to take over. |
Housing associations normally run lower value properties, private landlords have properties of various value levels, many in the premium bracket. | | | |
| The Budget on 19:57 - Oct 29 with 466 views | max936 |
I jarred my back in work yesterday its still a bit painful, but used an hot water most of last night and it felt okish to go to work today so I did I had a few uncomfortable moments today, but its not been to bad, but reading this thread I'm feeling like a right fool that I didn't take the easy way out and stayed off  | | | |
| The Budget on 20:43 - Oct 29 with 427 views | Demitrius |
Let's face facts - this country has become a nation of piss taking, weak spineless victims
it is actively encouraged
No wonder half the 3rd world are heading here
We give succour to the infirm & feckless and penalise the strong
The UK is a banana republic a batshit failed state
Only armed insurrection can save us now | |
| “Cunnilingus and Psychiatry brought us to this …” |
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| The Budget on 21:58 - Oct 29 with 390 views | majorraglan |
| The Budget on 20:43 - Oct 29 by Demitrius |
Let's face facts - this country has become a nation of piss taking, weak spineless victims
it is actively encouraged
No wonder half the 3rd world are heading here
We give succour to the infirm & feckless and penalise the strong
The UK is a banana republic a batshit failed state
Only armed insurrection can save us now |
I’ve no issue with supporting the people who are genuinely unwell, but a massive culture of idleness and entitlement has crept in to the country and it’s not just this government, it’s been going this way for years.
A couple of changes I’d introduce include.
1) If you haven’t paid in you can’t take out.
2) School leavers who by definition will not have had the chance to pay in would only be able to get benefits as part of a training scheme, none of this NEET s@@@ - no contribution, community service, training program, education, work experience etc then no benefits.
3) Unemployment benefit is capped at 18 months or 2 years during which time you have to get an education, training etc leading to a job.
4) Benefits capped at minimum wage, nobody should be better off on benefits than they are in work.
5) If you can’t get a job because your face is covered in tattoos, then that’s toughski. Choices have consequences.
6) The government recently made changes to the Motability scheme which are long overdue, another one I’d throw in is if a local authority are paying for a taxi to take a child to school and the family have a Motability car on account of the child, then it should be the parents responsibility to take the child to school and not the LA who could be paying £50k pa in taxi costs. There will be the occasional situation when a taxi is required, but default position is that it should be down to the parents.
7) Reintroduce the benefits cap on children, maybe 3 instead of 2 but if you want 6 kids it’s down to you.
There’s probably a few more I’d throw in if I have it more though. I know a lot of people will think the above is harsh, but we’ve got to start somewhere and the default position is work must pay. | | | |
| The Budget on 01:54 - Oct 30 with 319 views | Robbie |
| The Budget on 04:19 - Oct 29 by Demitrius |
I always enjoy your posts Robbie - you're the only person alive on here in the middle of the night !
My body clock is like a busted flush from years of working nights and days and also 5 day weeks.
You obviously work nights and forgive me if I'm wrong but you're like most of us on here the other side of 50 right?
Recently I've been contemplating a career change and doing nightshifts again as I don't like Joe Public in general and working while they are all snoring away in bed is a strong pull factor. I used to feel very smug going home to bed to a cuppa and some Custard Creams looking at all the miserable faces on the morning commute going the other way - I enjoyed being a maverick outsider ..
My only reservation is if I could hack it long term now at my age - 57 - but having said that here I am bright as a button at 4am !!
Any advice very much appreciated. |
40 plus years working in local industry , now a relic of our past proud heritage here sadly .
Continental and 12 hour new shift patterns done for me , including the driving when after a bad shift I had to still be alert and safe to drive home over a distance .
Yes my body clock has been in turmoil since , I did escape at 60 albiet with the Pensions dramas that affected many of my colleagues , but it fell at a good time for me though .
Now stack shelves in a local supermarket on a part time basis , shifts do run late on occasions , but the pressure is off and I go home without my mind in a spin as was before .
Touching 70 next year and I suppose I still want the discipline to work even today .
Homes under Hammer and Bargain Hunt on tele are the alternatives .
Just keep going until the the time comes work is impossible would be my motto . | | | |
| The Budget on 07:20 - Oct 30 with 248 views | Demitrius |
| The Budget on 01:54 - Oct 30 by Robbie |
40 plus years working in local industry , now a relic of our past proud heritage here sadly .
Continental and 12 hour new shift patterns done for me , including the driving when after a bad shift I had to still be alert and safe to drive home over a distance .
Yes my body clock has been in turmoil since , I did escape at 60 albiet with the Pensions dramas that affected many of my colleagues , but it fell at a good time for me though .
Now stack shelves in a local supermarket on a part time basis , shifts do run late on occasions , but the pressure is off and I go home without my mind in a spin as was before .
Touching 70 next year and I suppose I still want the discipline to work even today .
Homes under Hammer and Bargain Hunt on tele are the alternatives .
Just keep going until the the time comes work is impossible would be my motto . |
Respect to you friend...
You sound like a Duracell bunny. Kudos.
Keep posting and keep working - both appreciated !!
Mike :) | |
| “Cunnilingus and Psychiatry brought us to this …” |
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| The Budget on 09:17 - Oct 30 with 201 views | onehunglow |
| The Budget on 01:54 - Oct 30 by Robbie |
40 plus years working in local industry , now a relic of our past proud heritage here sadly .
Continental and 12 hour new shift patterns done for me , including the driving when after a bad shift I had to still be alert and safe to drive home over a distance .
Yes my body clock has been in turmoil since , I did escape at 60 albiet with the Pensions dramas that affected many of my colleagues , but it fell at a good time for me though .
Now stack shelves in a local supermarket on a part time basis , shifts do run late on occasions , but the pressure is off and I go home without my mind in a spin as was before .
Touching 70 next year and I suppose I still want the discipline to work even today .
Homes under Hammer and Bargain Hunt on tele are the alternatives .
Just keep going until the the time comes work is impossible would be my motto . |
Robbie
Good for you
You are the sort whom this government and otters should cherish
Nowt wrong with stacking shelves
I was a Tesco manager at 21 , the youngest in South Wales and south west
It was very very challenging and in those days times were full of bent back door men and shifty till operators
Big eye opener | |
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| The Budget on 13:16 - Oct 30 with 127 views | KeithHaynes |
| The Budget on 20:43 - Oct 29 by Demitrius |
Let's face facts - this country has become a nation of piss taking, weak spineless victims
it is actively encouraged
No wonder half the 3rd world are heading here
We give succour to the infirm & feckless and penalise the strong
The UK is a banana republic a batshit failed state
Only armed insurrection can save us now |
Don’t believe the population who favour that have in the main the balls for it.
Sky TV will get in the way plus their team playing on the weekend. The benefit system is a great suppressant. |  |
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